Brokerage and IRA transfer bonuses open now: percentage matches, cash offers and fee refunds at 14 firms, from their own terms
Moving a brokerage account or an IRA to another firm can earn a bonus. We read the terms at 14 firms. As of October 31, 2026 (Eastern time):
- Percentage matches on taxable accounts: only two are open. moomoo pays 3% on up to $20,000 for new customers until December 31, 2026; Public pays 1% with no cap, spread over 60 months.
- On IRAs: Public 1%, Robinhood 1% for everyone, and Webull 1% only for Premium subscribers, for a limited time.
- Cash in tiers: E*TRADE, Merrill Edge and J.P. Morgan pay set amounts for new money, which can include transferred securities; Schwab only through a referral.
- Just ended: Robinhood's flat 3% for transfers from Webull and its HOOD Month offer closed October 16, 2026, and Public's 3% for Webull customers October 26. See transferring out of Webull.
Percentage matches
| Firm | Accounts | Amount | Who qualifies | Ends | In its terms | Terms read |
|---|---|---|---|---|---|---|
| moomoo | Taxable (no IRAs at moomoo) | 3% of the first transfer, on up to $20,000 (so up to $600) | Only customers with no deposit and no ACATS transfer before June 10, 2026 | December 31, 2026 | “A 3% match of the first transfer amount. The match amount is limited to the first $1–$20,000 transferred in.” In four quarterly unlocks: “The first installment will be unlocked on Day 90 following the settlement date of the Qualified Transfer-In; the second on Day 180; the third on Day 270; and the fourth on Day 360.” “During the unlocking period, clients can trade their transferred assets, but if they withdraw the funds, unlocking will fail.” | moomoo, transfer promotion terms |
| Public | Taxable and IRA | 1%, no cap | Customers in good standing, new or existing; transfers from Webull excluded | No end date (from September 14, 2026) | “There's no cap. Whether you transfer $5,000 or $5 million, you'll receive 1% of the transferred amount.” “Each Monthly Match Payment equals 1% of the Matchable Amount, divided by the number of months in the Match Period: sixty (60) for an Eligible Transfer and twelve (12) for an Eligible Contribution.” Withdrawals reduce the payments still to come. | Public, match program terms; Public, 1% match on transfers |
| Robinhood | IRA transfers and old 401(k)s only | 1%, no cap | Everyone, with or without Gold | Ongoing | “You also can get a 1% match on IRA transfers or old 401(k)s all year with no cap on the match you can earn.” “Hold the assets that earned the match in your IRA for at least 5 years.” | Robinhood, IRA match FAQ |
| Webull | IRA transfers and rollovers only | 1%, match up to $2,500 | Webull Premium subscribers only; without Premium, no transfer match | Limited time (no date on its help page) | “1% transfer/rollover match (limited-time)”; “Max match: $2,500” “Maintain Webull Premium for 1 full year”; “Maintain your IRA contribution or transfer in the account for a minimum of five years.” “Matches are credited within 2–3 business days after the deposit or transfer settles.” | Webull, Premium benefits |
Tiered cash offers
| Firm | Cash by amount moved | Main rules | Terms read |
|---|---|---|---|
| Charles Schwab | Up to $1,000 by referral only ($100 to $1,000 at $25,000 to $500,000) | “Make a qualifying net deposit of cash or securities within 45 days of opening the account.” | Schwab, referral offer |
| E*TRADE | $50 for $1,000–$4,999 up to $10,000 for $5 million or more (codes OFFER26, RETIRE26) | “Offer valid for new E*TRADE clients opening one new eligible brokerage (non-retirement) account by 2/28/2027 and funded within 60 days of account opening with $1,000 or more of new funds or securities.” Kept 12 months, or “your cash credit(s) may be surrendered” | E*TRADE, brokerage offer; E*TRADE, retirement offer |
| J.P. Morgan Self-Directed Investing | $50, $150, $325, $1,000 at $5,000, $25,000, $100,000, $250,000 | “Open a J.P. Morgan Self-Directed Investing account through this page by 01/21/2027.” “You have 45 days to fund your account with qualifying new money (cash, transferring securities or rolling over existing retirement assets).” | J.P. Morgan, investing offers |
| Merrill Edge | $100, $150, $250, $600 at $20,000, $50,000, $100,000, $200,000 (code 600ME) | “Fund your account with at least $20,000 in qualifying net new assets within 45 days of account opening.” New IRAs or Cash Management Accounts; transfers of securities count; held 90 days. | Merrill Edge, 600ME offer |
No transfer bonus found
| Firm | What we found | Page read |
|---|---|---|
| eToro USA | First-deposit crypto bonus only; no transfer offer found | eToro, deposit bonus terms (PDF) |
| Fidelity | None found on its transfer and IRA pages | Fidelity, transfer assets |
| Firstrade | Fee rebate only: up to $250 (ACATS of $2,500 or more) | Firstrade, transfer rebate |
| Interactive Brokers | Referral program only | IBKR, refer a friend |
| SoFi Invest | No ACATS or IRA transfer match in its live promotions list | SoFi Invest, promotions summary |
| Vanguard | Fee reimbursement only, from Oct. 15, 2026, for clients with over $1 million | Vanguard, transfer fee reimbursement (PDF) |
Transfer-out fees
The firm you leave usually charges a fee (Webull's is $75). Some receiving firms pay it back: Public “If your old brokerage charges you a fee to transfer out, and your transfer is worth $5,000 or more, we'll reimburse you up to $100.” Robinhood: “Robinhood will reimburse you for up to $75 of that fee for transfers of $7,500 or more in equity, options, and cash assets (per account type and brokerage firm) into your Robinhood account.” Firstrade up to $250. See ACAT transfer-out fees by broker.
Sources: Public, 1% match on transfers; Robinhood, Transfer your assets in; Firstrade, transfer rebate.
Quick answers
Which brokerage transfer bonus is largest right now?
By percentage on a taxable account, moomoo's 3%, but only on the first $20,000 and only for customers new to it since June 10. Public's 1% has no cap. In dollars, the tiered offers top out at $10,000 at E*TRADE for $5 million or more.
Is there an IRA transfer bonus?
Public and Robinhood pay 1% on IRA transfers to any customer; Webull pays 1% only to Premium subscribers, for a limited time. moomoo has no IRAs. Matches on new IRA contributions are on IRA match by broker.
Do I have to keep the money there?
Yes, in different ways: moomoo stops unlocking coupons if you withdraw; Public cuts future monthly payments; Robinhood asks for five years on IRA matches; the cash offers require 90 days to 12 months.
How we checked
- Each firm's own terms, promotion page or help page, read October 31, 2026 and saved. We did not use bonus-list websites.
- Pages that refused automated reading or were drawn by script (some Webull, SoFi and Fidelity pages) are noted above.
What this page does not cover
- Taxes on bonuses (Public reports its match as interest), and which firm to use.
- Bank account bonuses.
Rechecks and changes
We will read the terms again after moomoo's offer ends on December 31, 2026, and monthly until then.
- . First published.
Sources are linked in each row. This page contains no affiliate links. It is not investment advice.